Thousand of companies go bankrupt every year because of unpaid invoices. Even more have cash issues due to late payments. This risk is often not taken into account at the proper level by companies that are focused on turnover and margin.

The account receivable management specialist, the Credit Manager, are only present in large companies and not where they would be absolutely necessary, in SMEs. The purpose of Credit tools is to provide companies with the credit management methods and tools to increase their turnover:

• without taking unreasonable risks with their customers,
• while improving their financial performance and investment capacity with a reduction of the DSO and an improved cash collection process.

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