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Credit insurance

Definition :

Contract providing protection against the risk of customer non-payment. It is issued by a specialized company named credit insurer in favor of the insured company who pays a premium to be covered. There are several types of credit insurance contract:

  • Classical
  • Excess of loss
  • Multibuyer
  • Single buyer
  • ...
The conventional credit insurance contract assumes that the company requests guarantees to the insurer prior credit limit authorisation for each of its customers

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