Company legal form
Age of the company
Payment history
New company
Legal entities limited by capital
Partnership/Sole proprietor owner
Corporation, Private
Corporation, State-owned
New company
1 - 2 years
2 - 4 years
5 - 6 years
7 - 8 years
9 - 10 years
> 10 years
> 30 days late, or new open credit
20 - 30 days late
10 - 20 days late
7 - 10 days late
< 7 days late
Payments on time
Prepayment/taking cash discount
DSO
Sales force input
Order trends
> 120 days
91 - 120 days
61 - 90 days
31 - 60 days
10 - 30 days
< 10 days
Prepayment
No information
Poor
Medium
Good
No information
Declining strongly
Declining
Stagnating
Stable, some growth
Growing
Growing strongly
Coface country rating
Age of business relation
Financials
D: Very high risk
C: High risk
B: Significant risk
A4: Quite acceptable risk
A3: Acceptable risk
A2: Low risk
A1: Very low risk
New customer
>= 2 years
2 - 4 years
5 - 6 years
7 - 8 years
9 - 10 years
> 10 years
Very poor
Poor
Medium
Fairly good
Good
Very good
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