More than 140 tools to manage accounts receivable


Credit Management tools helps businesses to improve cash and to avoid unpaid invoices.


Our tools are created and used by Credit Management experts,

They are updated accordingly to changes in the methods and of the legislation,

They can be used online or downloaded immediatly after subscription,

They are used and approved by hundreds of companies.

Without subscription

From
$2
By tool to download from over 150 site's tools
Unique price
$9
Tools kit to download from the site's 6 kits

With subscription

6 months subscription
$59
Unlimited access to all tools: downloadable and online tools!

List of tools available to download

7 tools to secure its receivable
4 tools from the collection prior due date to the collection level
5 tools for Credit Management reporting
4 management tools about working capital

Tools by category

The credit analysis

Credit risk synthesis allowing to see all main topics of credit analysis in a snapshot. It helps to share credit information between people involved wihtout struggling with emails. All information needed is in a simple sheet.

Get information about your clients

Form template in french including all needed information
Template Information request letter
Template Information request form
Template letter to be sent to another supplier of your client

Analyze the Profit and Loss account

Credit Notation

Credit notation tool including 15 criteria to assess creditworthiness of your customers.

Credit risk during Covid 19

Excel file allowing the evolution of the cash flow of a company impacted by a major crisis

Set up the credit limit

Two tools in one with the Credit notation tool

Set up the payment term

Certificate of withdrawal template in french
Dunning letter template in french to send to the buyer
Certificate of withdrawal template
Easy invoice due date calculation tool
Tool to calculate the changes in your company's cash
Dunning letter template to send to the buyer

Down payment and payment in advance

Down-payment request letter template in french
Prepayment request letter template in french
Template of advance payment bank guarantee on demand
Template of advance payment bank guarantee on demand.
Down-payment request letter template
Prepayment request letter template

Parent company guarantee

Template of Parent company guarantee in french
Template of Parent company guarantee

Bank guarantees

Template bank guarantee on demand
Template of a bank guarantee on demand
This tool helps to better understand a bank guarantee

Contractuals clauses

Forfeiture of the term clause mentioning that in case of one installment in french of a contract unpaid by the buyer
Template of ownership retention clause in french.
Suspension and termination clauses template to be included in contracts
Forfeiture of the term clause mentioning that in case of one installment of a contract unpaid by the buyer
Template of ownership retention clause.
Suspension and termination clauses template to be included in contracts

Invoicing rules

Complete Invoice template

The aging balance

Collection prior due date

Collection letter prior due date template in portuguese
Collection letter prior due date template in french
Collection letter prior due date template
Questions to use during collection calls to customers
Collection action prior due date: telephone conversation with formulations examples.

Collection level 1

Dunning letter template level 1 in french informing the customer of the overdue
Dunning letter template level 1 in french
Dunning letter template level 1 in french dedicated to good payers who omit to pay on time.
Dunning letter template level 1 in french dedicated to partners who omit to pay
Dunning letter template level 1 in spanish
Dunning letter template level 1
Dunning letter template block account type level 1
Requesting an immediate payment including delay penalties
Dunning letter template level 1 dedicated to good payers.
Dunning letter template level 1 dedicated to partners

Collection level 2

Dunning letter template level 2 in french block account type
Dunning letter template level 2 in french dedicated to Partners
Dunning letter template level 2 in french to send to the Project manager
Dunning letter template block account type level 2
Dunning letter template level 2 dedicated to Partners

Collection level 3

Negotiate a payment plan

Template of a payment plan contract letter in french

Late payment penalties

Dunning letter template level 2 in french requesting immediate payment of due invoices plus delay penalties
Dunning letter template level 2 in spanish
Easy tool to calculate penalties for late payment
Dunning letter template level 2 requesting immediate payment

The order for payment

Template European order for payment form A
Template European order for payment form B
Template European order for payment form C
Template European order for payment form D
Template European order for payment form E
Template European order for payment form F

DSO calculation

Full Credit Management reporting tool

Overdue ratio calculation

Reporting and performance follow up tool

Bad debts ratio calculation

Strategy in Credit Management

Tools to calculate the cost of the credit

Credit Management policy

The chart of authority is an approval matrix defining the approbation level needed to set credit limits and payment conditions.

It is a key tool which has to be part of the credit management policy.
Template of credit management procedure

Normative working capital

Excel tool: calculate the normative WCR

Drive the working capital

WCR: for a better performance analysis

Improve the working capital

DPO: key indicator for working capital performance
DSO: manage the accounts receivable performance from a cash and working capital standpoint

Discount and prepayment

This tool allows to calculate several discount rates based on cost of funding of your business and on the commercial context:
  • Standard offer.
  • Cash offer.
  • Risk offer.

The documentary credit

Export documentary credit template

The letter of credit standby

Template of a Standby Letter of Credit

Projects management

Template of advance payment payment bank guarantee on demand in french
Template of advance payment conditional bank guarantee.
Template of performance conditional bank guarantee
Template of performance bank guarantee on demand in french
Template of retention money bank guarantee on demand in french
Conditional bank guarantee of retention money template
Suspension and termination clauses template to be included in contracts
Template of retention money bank guarantee on demand.
Template of advance payment bank guarantee on demand
Template of advance payment conditional bank guarantee
Tool to calculate the credit risk on a Project or on a busines
Tool to calculate the cash flow on a Project or on a busines
Template of performance conditional bank guarantee.
Template of performance conditional bank guarantee
Template of retention money bank guarantee on demand.
Conditional bank guarantee of retention money template
Suspension and termination clauses template to be included in contracts

Tools to download

Online tools

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